Social Security: The End of “File and Suspend”
When spouses both receive Social Security Benefits, they have an incentive to maximize the benefit of the lower lifetime earner by allowing him or her to receive spousal benefits based on the higher lifetime earner. On the other hand, the married couple also has an...
12 STEPS OF DIVORCE: Step 11 – Witnesses, Pretrial Deadlines & Permanent Orders
Part 1 After years of marriage, Art Aingel received the call from his attorney that he was officially divorced. He had settled his case in mediation, avoiding a costly trial, and man was he relieved about that! Art called his friend Draco DeVille, who was going...
12 STEPS OF DIVORCE: Step 12 – QDROs and Other Post-Decree Issues
Angela Aingel was on the way to meet with her FINANCIAL ADVISOR and her ESTATE PLANNING ATTORNEY. She thought that once she settled her divorce case in mediation, she was D-O-N-E done. Not true. The attorneys and parties ended up negotiating details of the...
What to Consider About Filing for Divorce at the End of the Year
If a person is considering filing for divorce at the end of the year, there are a lot of things at stake, and sometimes a person can end up spinning in circles deciding whether to file this year or next. I always tell my clients that they should live their life first...
Small Business Tips: How to Start an LLC in Colorado
Creating a Limited Liability Company (LLC) is an appealing option when starting a business of any size. True to its namesake, an LLC provides its members limited liability in several areas. First, an LLC protects its members’ personal assets from being used to satisfy...
Shared Parenting: 10 Tips for Happy Holidays
Over the river and through the woods takes on a new meaning when a judge must decide whether to grandmother's house you go. Judges may cringe as the holidays approach, knowing parents will be rushing into court with "emergencies" involving out of state travel,...
Should a Small Business Owner Hire an Independent Contractor or Employee?
When you own growing small business, you’ll likely hit the point where you need to hire help. Then the question becomes whether to hire an independent contractor or an employee. When deciding between the two options, there are several factors to consider. Even though...
Why Estate Planning is Critical for Unmarried Couples
Oftentimes, people don't think about estate planning until they're married. But the reality is that estate planning is just as important — and in some instances more important — when you are in a relationship but not married and especially if you are not planning to...