Tag Archives: retirement

Key Facts About Social Security

Social Security gets a bad rap, but in truth, it is the single largest source of income among those 65 and older. According to the Employee Benefit Research Institute and Matthew Greenwald & Associates, Social Security is the primary source of income for 69 percent of retirees. The media loves to present flashy headlines about Social Security, […]

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Social Security: The End of “File and Suspend” 

When spouses both receive Social Security Benefits, they have an incentive to maximize the benefit of the lower lifetime earner by allowing him or her to receive spousal benefits based on the higher lifetime earner. On the other hand, the married couple also has an incentive to postpone the higher earner’s election to receive Social Security so […]

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