What a Mortgage Lender Wants You To Know About Credit

Guest post by Salina Tornabene, mortgage loan officer with Guild Mortgage

There are subjects rarely taught in schools that indeed, shape our future as we venture into the “real world.” “Credit 101” isn’t covered in our educational system and in the end, albeit an ugly truth, credit has the potential to define our lives. It certainly costs more money to have no or bad credit than to maneuver through your financial world with good credit.

I thought I would break it down just a bit so – so the mystery is dispelled.

What a Mortgage Lender Wants You To Know About Credit

Here are some credit basics you should know.

Continue reading “What a Mortgage Lender Wants You To Know About Credit”

How to Do A Court Hearing For Your Divorce

Hospitals do not let people show up and do medical procedures on their kids.  If you are closing on a house, your mortgage company will not let you do your own title search; you have to hire a title insurance company to do it.  You cannot drive a car or own certain weapons without training and a license.

But guess what you can do?  Waltz into court and handle the hearing on your divorce without any training much less a license to practice law.  This is something people with years of education and training find challenging.  I am tempted to say, “Good luck with that.”

Except a huge percentage of people do have to do this in order to protect their family, finances and future. Continue reading “How to Do A Court Hearing For Your Divorce”

VIDEO: What to Do When Your Spouse Files for Divorce in Colorado

When you got married, you probably never imagined a sheriff’s deputy showing up at your door to serve you with divorce papers. Unfortunately, that’s often what happens. And now that it’s happened to you, you probably want to know what to do next.

We can help.

If you need to know what to do when your spouse files for divorce in Colorado, here’s how to get started.

Continue reading “VIDEO: What to Do When Your Spouse Files for Divorce in Colorado”

Download Our Free Divorce Document Tracking Chart

At Andersen Law PC, we know the divorce process can be confusing, especially if you go it alone without an attorney.

But we are here to help, whether you want support for specific steps or you want us to represent you through your entire case.

Whichever option you choose, it’s important to clearly understand steps of the process to always know what to expect. You need to stay organized, and prepare and receive necessary documents at the right times. That’s why we’ve created the following document tracking chart that you can print off and fill in as you go through the divorce process in Colorado.

VIDEO: How to File for Divorce in Colorado

So you made the big decision to file for divorce. Or maybe the decision was forced on you because your marriage has become intolerable — it’s no longer a “real” marriage.

What now? It can feel overwhelming to even figure out how to begin the divorce process. But we can help.

If you want to file for divorce in Colorado without an attorney, here are the first three steps to get started.

Continue reading “VIDEO: How to File for Divorce in Colorado”

How to Enjoy Valentine’s Day as a Newly Single or Divorced Person

I have done divorce hearings on the day that should be its opposite: Feb. 14, St. Valentine’s Day.  The irony does not escape my clients.  I am sure they will always recall the DATE of their divorce and find the holiday bittersweet as a result.  The truth is that this holiday can be trying for people who are divorcing, breaking up or newly divorced.  The following are tips to make the most of the day despite this challenge.  Continue reading “How to Enjoy Valentine’s Day as a Newly Single or Divorced Person”

What You Should Know About Discharging Domestic Debts in Bankruptcy

What You Should Know About Discharging Domestic Debts in Bankruptcy - AndersenLawPCWhen you file a Chapter 7 or Chapter 13 bankruptcy, many of your debts will be discharged, meaning you will no longer be liable to pay them. However, certain types of domestic debts are non-dischargeable, so filing for bankruptcy will not get rid of your liability to pay those debts. Below is a breakdown of how the different types of bankruptcy can affect your domestic debts. Continue reading “What You Should Know About Discharging Domestic Debts in Bankruptcy”

12 STEPS OF DIVORCE: THE BASICS – Step 3 – Complete Your Sworn Financial Statement, Disclosures, Parenting Classes

DIVORCE WALK THROUGH: THE BASICS

Each month, the Andersen Law PC blog will spell out the 12 steps of divorce.

The following is a roadmap with the basics for 12 steps of a divorce proceeding. The intent is to walk you through the process a simple step at a time.

(To see the process in a more personalized, real world context, follow the blogs on the Aingel and DeVille families: the Aingels relatively soaring through the process while the DeVilles crash and burn.)

 And if you want to divorce in less than a year, feel free to call me at 720-922-3880 or email beth@andersenlawpc.com with questions specific to your situation. I am happy to walk you through your own next steps and to answer questions in your complimentary initial phone or videoconference consult.

Here is where the year will take us:

1 – serving and filing a petition for dissolution

2 – responding to the petition

3 – sworn financial statement, disclosures, and parenting classes

4 – initial status conference

5 – discovery and depositions

6 – professionals:  CFI, PRE, vocational evaluator, appraisals

7 – motions to compel and telephone conferences

8 – temporary orders

9 – mediation

10 – parenting plans and separation agreements

11 – witnesses, pretrial deadlines and permanent orders

12 – QDROs and other post decree issues

Step 3: HOW TO COMPLETE YOUR SWORN FINANCIAL STATEMENT, DISCLOSURES, AND PARENTING CLASSES Continue reading “12 STEPS OF DIVORCE: THE BASICS – Step 3 – Complete Your Sworn Financial Statement, Disclosures, Parenting Classes”